Opening a Bank Account

Banking for Students in Ireland

You'll need an Irish bank account for your IRP registration (where you must show proof of funds), to receive wages from work, and for daily expenses. Here are your options.

Digital Banks (Easiest)

These are the fastest to set up and work perfectly for most student needs:

• Revolut: The most popular choice among students. You can open an account from your phone before arriving in Ireland. Free basic account with Irish IBAN. Supports multiple currencies (great for receiving money from Brazil). Accepted everywhere.
• N26: German digital bank, also available in Ireland. Similar to Revolut with a free basic account.

Traditional Banks

If you need a traditional bank account (some employers or the immigration office may prefer it):

• AIB (Allied Irish Banks): Offers a student account with no fees. You'll need to visit a branch with your passport, proof of address, and school letter.
• Bank of Ireland: Similar student account offering. Large branch network.

Documents Needed for Traditional Banks

• Passport
• Proof of address in Ireland (utility bill, letter from host family, or school letter)
• School enrolment letter
• PPS number (if you have one already)

Practical Tips

• Start with Revolut — you can set it up before you even fly. Use it for daily spending and receiving transfers from Brazil.
• Wise (TransferWise) is the cheapest way to transfer money from Brazil to Ireland. Much better exchange rates than traditional bank transfers.
• Keep the required amount in your account for at least a few days before your IRP appointment — immigration may check the balance. Since 30 June 2025 that is €10,000 for courses lasting more than 8 months, or €833 per month for 6–8 month courses. See the proof-of-funds guide for the details.
• Ireland is largely cashless. Most places accept card payments (contactless is everywhere). You rarely need cash.